Cost of Living in Universal City, TX

With a cost of living index of 90, Universal City, TX is slightly more affordable than average. Living here is 10% cheaper than the national average and 3% above the Texas state average of 88. Universal City is a smaller community of 19,853 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Universal City's cost of living. The median monthly rent is $1,213 (8% below the US median of $1,319), and the median home value sits at $249,400 (18% below the national median of $304,900). At current prices, the median home costs roughly 3.3x the median household income — a moderately affordable ratio by today's standards.

The median household income in Universal City is $75,439, which is 0% higher than the national median of $75,149. Residents spend roughly 19% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Universal City. The area sees an average annual temperature of 69.6°F, with summers averaging 84°F and winters around 54°F. Annual rainfall totals 32.4 inches spread over roughly 81 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the San Antonio-New Braunfels, TX (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.