Cost of Living in Tivoli, TX

With a cost of living index of 65, Tivoli, TX is one of the most affordable cities in the country. Living here is 35% cheaper than the national average and 22% below the Texas state average of 88. Tivoli is a small community of 533 residents.

Housing costs are the biggest factor in Tivoli's cost of living. The median monthly rent is $929 (30% below the US median of $1,319), and the median home value sits at $49,200 (84% below the national median of $304,900). At current prices, the median home costs roughly 0.7x the median household income — well within traditional affordability guidelines.

The median household income in Tivoli is $65,750, which is 13% lower than the national median of $75,149. Residents spend roughly 17% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Tivoli. The area sees an average annual temperature of 70.2°F, with summers averaging 82°F and winters around 56°F. Annual rainfall totals 39.6 inches spread over roughly 94 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.