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Cost of Living in Talco, TX

Population: 380 | Texas

54
Cost of Living Index
US Average = 100

Talco is 46% less expensive than the national average.

36
Housing
26
Home Values
95
Regional Price

Cost of Living in Talco, TX: What You Need to Know

With a cost of living index of 54, Talco, TX is one of the most affordable cities in the country. Living here is 46% cheaper than the national average and 34% below the Texas state average of 88. Talco is a small community of 380 residents.

Housing costs are the biggest factor in Talco's cost of living. The median monthly rent is $473 (64% below the US median of $1,319), and the median home value sits at $78,200 (74% below the national median of $304,900). At current prices, the median home costs roughly 5.4x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Talco is $14,402, which is 81% lower than the national median of $75,149. Residents spend roughly 39% of household income on rent. This exceeds the recommended 30% threshold, meaning many renters here are cost-burdened. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Talco. The area sees an average annual temperature of 63.1°F, with summers averaging 81°F and winters around 45°F. Annual rainfall totals 44.4 inches spread over roughly 93 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.

Income

Median Household Income
$14,402
vs US Median ($75,149)
-81%

Housing

Median Rent
$473/mo
Median Home Value
$78,200
Median Monthly Housing Cost
$409/mo

Climate in Talco

NOAA 30-year normals (1991-2020)

63.1°F
Avg Temperature
44.4"
Rainfall / Year
93d
Rainy Days / Year
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
High °F 55 59 67 75 82 89 93 93 88 77 65 56
Avg °F 43 47 55 62 71 79 82 82 75 64 53 45
Low °F 31 35 42 50 60 68 71 70 63 51 40 34
Rain" 2.9 3.3 4.0 4.7 5.1 4.3 3.0 2.6 3.4 3.8 3.2 4.2

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