Cost of Living in Sulphur Springs, TX

With a cost of living index of 80, Sulphur Springs, TX is a very affordable place to live. Living here is 20% cheaper than the national average and 7% below the Texas state average of 88. Sulphur Springs is a smaller community of 16,185 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Sulphur Springs's cost of living. The median monthly rent is $1,049 (20% below the US median of $1,319), and the median home value sits at $188,200 (38% below the national median of $304,900). At current prices, the median home costs roughly 3.3x the median household income — a moderately affordable ratio by today's standards.

The median household income in Sulphur Springs is $56,457, which is 25% lower than the national median of $75,149. Residents spend roughly 22% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Sulphur Springs. The area sees an average annual temperature of 66.4°F, with summers averaging 84°F and winters around 49°F. Annual rainfall totals 38.4 inches spread over roughly 87 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.