Cost of Living in Sterling City, TX

With a cost of living index of 73, Sterling City, TX is one of the most affordable cities in the country. Living here is 27% cheaper than the national average and 15% below the Texas state average of 88. Sterling City is a small community of 1,173 residents.

Housing costs are the biggest factor in Sterling City's cost of living. The median monthly rent is $968 (27% below the US median of $1,319), and the median home value sits at $127,600 (58% below the national median of $304,900). At current prices, the median home costs roughly 1.1x the median household income — well within traditional affordability guidelines.

The median household income in Sterling City is $120,208, which is 60% higher than the national median of $75,149. Residents spend roughly 10% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Sterling City. The area sees an average annual temperature of 64.8°F, with summers averaging 83°F and winters around 46°F. Annual rainfall totals 19.6 inches spread over roughly 46 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.