Cost of Living in Shiner, TX

With a cost of living index of 87, Shiner, TX is a very affordable place to live. Living here is 13% cheaper than the national average and in line with the Texas state average. Shiner is a small community of 2,284 residents.

Housing costs are the biggest factor in Shiner's cost of living. The median monthly rent is $1,180 (11% below the US median of $1,319), and the median home value sits at $219,800 (28% below the national median of $304,900). At current prices, the median home costs roughly 2.3x the median household income — well within traditional affordability guidelines.

The median household income in Shiner is $95,380, which is 27% higher than the national median of $75,149. Residents spend roughly 15% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Shiner. The area sees an average annual temperature of 70.7°F, with summers averaging 84°F and winters around 56°F. Annual rainfall totals 40.4 inches spread over roughly 95 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.