Cost of Living in Sebastian, TX

With a cost of living index of 47, Sebastian, TX is one of the most affordable cities in the country. Living here is 53% cheaper than the national average and 40% below the Texas state average of 88. Sebastian is a small community of 1,144 residents.

Housing costs are the biggest factor in Sebastian's cost of living. The median monthly rent is $369 (72% below the US median of $1,319), and the median home value sits at $37,600 (88% below the national median of $304,900). At current prices, the median home costs roughly 1.5x the median household income — well within traditional affordability guidelines.

The median household income in Sebastian is $24,395, which is 68% lower than the national median of $75,149. Residents spend roughly 18% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Sebastian. The area sees an average annual temperature of 75°F, with summers averaging 86°F and winters around 63°F. Annual rainfall totals 24 inches spread over roughly 84 days. Hot summers are common, which can affect utility costs and lifestyle.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.