Cost of Living in Santa Rita Ranch, TX

With a cost of living index of 170, Santa Rita Ranch, TX is one of the most expensive cities in the United States. Living here is 70% more expensive than the national average and 83% above the Texas state average of 88. Santa Rita Ranch is a small community of 4,055 residents.

Housing costs are the biggest factor in Santa Rita Ranch's cost of living. The median monthly rent is $3,227 (145% above the US median of $1,319), and the median home value sits at $464,800 (52% above the national median of $304,900). At current prices, the median home costs roughly 3.3x the median household income — a moderately affordable ratio by today's standards.

The median household income in Santa Rita Ranch is $141,250, which is 88% higher than the national median of $75,149. Residents spend roughly 27% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability. While incomes are above average, they more than offset the higher cost of living.

Climate is another factor for anyone considering a move to Santa Rita Ranch. The area sees an average annual temperature of 67.4°F, with summers averaging 83°F and winters around 51°F. Annual rainfall totals 33 inches spread over roughly 76 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the Austin-Round Rock-San Marcos, TX (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.