Cost of Living in San Carlos, TX

With a cost of living index of 58, San Carlos, TX is one of the most affordable cities in the country. Living here is 42% cheaper than the national average and 30% below the Texas state average of 88. San Carlos is a small community of 4,209 residents.

Housing costs are the biggest factor in San Carlos's cost of living. The median monthly rent is $710 (46% below the US median of $1,319), and the median home value sits at $76,600 (75% below the national median of $304,900). At current prices, the median home costs roughly 1.9x the median household income — well within traditional affordability guidelines.

The median household income in San Carlos is $40,786, which is 46% lower than the national median of $75,149. Residents spend roughly 21% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to San Carlos. The area sees an average annual temperature of 77.4°F, with summers averaging 89°F and winters around 65°F. Annual rainfall totals 22.2 inches spread over roughly 62 days. Hot summers are common, which can affect utility costs and lifestyle.

Everyday prices in the McAllen-Edinburg-Mission, TX (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.