Cost of Living in Roma, TX

With a cost of living index of 57, Roma, TX is one of the most affordable cities in the country. Living here is 43% cheaper than the national average and 30% below the Texas state average of 88. Roma is a smaller community of 11,543 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Roma's cost of living. The median monthly rent is $552 (58% below the US median of $1,319), and the median home value sits at $87,700 (71% below the national median of $304,900). At current prices, the median home costs roughly 3.2x the median household income — a moderately affordable ratio by today's standards.

The median household income in Roma is $27,741, which is 63% lower than the national median of $75,149. Residents spend roughly 24% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Roma. The area sees an average annual temperature of 77.4°F, with summers averaging 89°F and winters around 65°F. Annual rainfall totals 22.2 inches spread over roughly 62 days. Hot summers are common, which can affect utility costs and lifestyle.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.