Cost of Living in Refugio, TX

With a cost of living index of 63, Refugio, TX is one of the most affordable cities in the country. Living here is 37% cheaper than the national average and 25% below the Texas state average of 88. Refugio is a small community of 2,729 residents.

Housing costs are the biggest factor in Refugio's cost of living. The median monthly rent is $748 (43% below the US median of $1,319), and the median home value sits at $85,000 (72% below the national median of $304,900). At current prices, the median home costs roughly 1.5x the median household income — well within traditional affordability guidelines.

The median household income in Refugio is $56,193, which is 25% lower than the national median of $75,149. Residents spend roughly 16% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Refugio. The area sees an average annual temperature of 73°F, with summers averaging 85°F and winters around 59°F. Annual rainfall totals 28.4 inches spread over roughly 76 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.