Cost of Living in Oak Trail Shores, TX

With a cost of living index of 81, Oak Trail Shores, TX is a very affordable place to live. Living here is 19% cheaper than the national average and 7% below the Texas state average of 88. Oak Trail Shores is a small community of 2,900 residents.

Housing costs are the biggest factor in Oak Trail Shores's cost of living. The median monthly rent is $1,364 (3% above the US median of $1,319), and the median home value sits at $77,600 (75% below the national median of $304,900). At current prices, the median home costs roughly 2.3x the median household income — well within traditional affordability guidelines.

The median household income in Oak Trail Shores is $33,272, which is 56% lower than the national median of $75,149. Residents spend roughly 49% of household income on rent. This is well above the 30% affordability threshold, indicating a significant housing cost burden for many residents. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Oak Trail Shores. The area sees an average annual temperature of 65.1°F, with summers averaging 82°F and winters around 47°F. Annual rainfall totals 31.8 inches spread over roughly 77 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.