Cost of Living in Lufkin, TX

With a cost of living index of 78, Lufkin, TX is a very affordable place to live. Living here is 22% cheaper than the national average and 9% below the Texas state average of 88. With a population of 34,158, Lufkin is a mid-sized community that balances access to services with a more manageable cost of living compared to larger metros.

Housing costs are the biggest factor in Lufkin's cost of living. The median monthly rent is $1,043 (21% below the US median of $1,319), and the median home value sits at $162,600 (47% below the national median of $304,900). At current prices, the median home costs roughly 2.9x the median household income — well within traditional affordability guidelines.

The median household income in Lufkin is $56,722, which is 25% lower than the national median of $75,149. Residents spend roughly 22% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Lufkin. The area sees an average annual temperature of 66.4°F, with summers averaging 82°F and winters around 51°F. Annual rainfall totals 50.3 inches spread over roughly 103 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.