Cost of Living in Llano, TX

With a cost of living index of 79, Llano, TX is a very affordable place to live. Living here is 21% cheaper than the national average and 8% below the Texas state average of 88. Llano is a small community of 3,411 residents.

Housing costs are the biggest factor in Llano's cost of living. The median monthly rent is $960 (27% below the US median of $1,319), and the median home value sits at $207,200 (32% below the national median of $304,900). At current prices, the median home costs roughly 4.4x the median household income — a moderately affordable ratio by today's standards.

The median household income in Llano is $47,183, which is 37% lower than the national median of $75,149. Residents spend roughly 24% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Llano. The area sees an average annual temperature of 67.5°F, with summers averaging 83°F and winters around 51°F. Annual rainfall totals 28.4 inches spread over roughly 76 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.