Cost of Living in Kirvin, TX

With a cost of living index of 63, Kirvin, TX is one of the most affordable cities in the country. Living here is 37% cheaper than the national average and 24% below the Texas state average of 88. Kirvin is a small community of 97 residents.

Housing costs are the biggest factor in Kirvin's cost of living. The median monthly rent is $690 (48% below the US median of $1,319), and the median home value sits at $110,400 (64% below the national median of $304,900). At current prices, the median home costs roughly 1.6x the median household income — well within traditional affordability guidelines.

The median household income in Kirvin is $67,000, which is 11% lower than the national median of $75,149. Residents spend roughly 12% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Kirvin. The area sees an average annual temperature of 67°F, with summers averaging 84°F and winters around 50°F. Annual rainfall totals 39.3 inches spread over roughly 85 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.