Cost of Living in Jamaica Beach, TX

With a cost of living index of 113, Jamaica Beach, TX is somewhat more expensive than average. Living here is 13% more expensive than the national average and 26% above the Texas state average of 88. Jamaica Beach is a small community of 991 residents.

Housing costs are the biggest factor in Jamaica Beach's cost of living. The median monthly rent is $1,732 (31% above the US median of $1,319), and the median home value sits at $313,600 (3% above the national median of $304,900). At current prices, the median home costs roughly 3.6x the median household income — a moderately affordable ratio by today's standards.

The median household income in Jamaica Beach is $88,077, which is 17% higher than the national median of $75,149. Residents spend roughly 24% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. While incomes are above average, they more than offset the higher cost of living.

Climate is another factor for anyone considering a move to Jamaica Beach. The area sees an average annual temperature of 72.3°F, with summers averaging 85°F and winters around 58°F. Annual rainfall totals 47.2 inches spread over roughly 95 days.

Everyday prices in the Houston-Pasadena-The Woodlands, TX (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 5 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.