Cost of Living in Hutchins, TX

With a cost of living index of 85, Hutchins, TX is a very affordable place to live. Living here is 15% cheaper than the national average and in line with the Texas state average. Hutchins is a smaller community of 5,713 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Hutchins's cost of living. The median monthly rent is $1,370 (4% above the US median of $1,319), and the median home value sits at $95,500 (69% below the national median of $304,900). At current prices, the median home costs roughly 2.1x the median household income — well within traditional affordability guidelines.

The median household income in Hutchins is $45,250, which is 40% lower than the national median of $75,149. Residents spend roughly 36% of household income on rent. This exceeds the recommended 30% threshold, meaning many renters here are cost-burdened. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Hutchins. The area sees an average annual temperature of 66.9°F, with summers averaging 84°F and winters around 49°F. Annual rainfall totals 37.7 inches spread over roughly 85 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the Dallas-Fort Worth-Arlington, TX (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 5 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.