Cost of Living in Huntsville, TX

With a cost of living index of 83, Huntsville, TX is a very affordable place to live. Living here is 17% cheaper than the national average and 4% below the Texas state average of 88. With a population of 46,917, Huntsville is a mid-sized community that balances access to services with a more manageable cost of living compared to larger metros.

Housing costs are the biggest factor in Huntsville's cost of living. The median monthly rent is $981 (26% below the US median of $1,319), and the median home value sits at $225,800 (26% below the national median of $304,900). At current prices, the median home costs roughly 5x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Huntsville is $45,401, which is 40% lower than the national median of $75,149. Residents spend roughly 26% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Huntsville. The area sees an average annual temperature of 68.7°F, with summers averaging 84°F and winters around 53°F. Annual rainfall totals 43.7 inches spread over roughly 104 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the Houston-Pasadena-The Woodlands, TX (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 5 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.