Cost of Living in Coldspring, TX

With a cost of living index of 74, Coldspring, TX is one of the most affordable cities in the country. Living here is 26% cheaper than the national average and 13% below the Texas state average of 88. Coldspring is a small community of 1,372 residents.

Housing costs are the biggest factor in Coldspring's cost of living. The median monthly rent is $780 (41% below the US median of $1,319), and the median home value sits at $189,300 (38% below the national median of $304,900). At current prices, the median home costs roughly 4.6x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Coldspring is $41,196, which is 45% lower than the national median of $75,149. Residents spend roughly 23% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Everyday prices in the Houston-Pasadena-The Woodlands, TX (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 5 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.