Cost of Living in Cloverleaf, TX

With a cost of living index of 81, Cloverleaf, TX is a very affordable place to live. Living here is 19% cheaper than the national average and 6% below the Texas state average of 88. Cloverleaf is a smaller community of 24,630 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Cloverleaf's cost of living. The median monthly rent is $1,090 (17% below the US median of $1,319), and the median home value sits at $164,900 (46% below the national median of $304,900). At current prices, the median home costs roughly 2.9x the median household income — well within traditional affordability guidelines.

The median household income in Cloverleaf is $56,371, which is 25% lower than the national median of $75,149. Residents spend roughly 23% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Everyday prices in the Houston-Pasadena-The Woodlands, TX (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 5 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.