Cost of Living in Borger, TX

With a cost of living index of 66, Borger, TX is one of the most affordable cities in the country. Living here is 34% cheaper than the national average and 22% below the Texas state average of 88. Borger is a smaller community of 12,398 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Borger's cost of living. The median monthly rent is $833 (37% below the US median of $1,319), and the median home value sits at $90,000 (70% below the national median of $304,900). At current prices, the median home costs roughly 1.5x the median household income — well within traditional affordability guidelines.

The median household income in Borger is $59,031, which is 21% lower than the national median of $75,149. Residents spend roughly 17% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.