Cost of Living in Boerne, TX

With a cost of living index of 117, Boerne, TX is a notably expensive place to live. Living here is 17% more expensive than the national average and 29% above the Texas state average of 88. Boerne is a smaller community of 19,509 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Boerne's cost of living. The median monthly rent is $1,577 (20% above the US median of $1,319), and the median home value sits at $437,100 (43% above the national median of $304,900). At current prices, the median home costs roughly 5x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Boerne is $86,838, which is 16% higher than the national median of $75,149. Residents spend roughly 22% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. While incomes are above average, they do not fully offset the higher cost of living.

Everyday prices in the San Antonio-New Braunfels, TX (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.