Cost of Living in Bertram, TX

With a cost of living index of 90, Bertram, TX is a very affordable place to live. Living here is 10% cheaper than the national average and in line with the Texas state average. Bertram is a small community of 1,998 residents.

Housing costs are the biggest factor in Bertram's cost of living. The median monthly rent is $1,343 (2% above the US median of $1,319), and the median home value sits at $195,100 (36% below the national median of $304,900). At current prices, the median home costs roughly 3.1x the median household income — a moderately affordable ratio by today's standards.

The median household income in Bertram is $63,750, which is 15% lower than the national median of $75,149. Residents spend roughly 25% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.