Cost of Living in Stella, PR

With a cost of living index of 68, Stella, PR is one of the most affordable cities in the country. Living here is 32% cheaper than the national average and in line with the Puerto Rico state average. Stella is a small community of 682 residents.

Housing costs are the biggest factor in Stella's cost of living. The median monthly rent is $642 (51% below the US median of $1,319), and the median home value sits at $166,400 (45% below the national median of $304,900). At current prices, the median home costs roughly 5x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Stella is $33,400, which is 56% lower than the national median of $75,149. Residents spend roughly 23% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Stella. The area sees an average annual temperature of 76.1°F, with summers averaging 82°F and winters around 69°F. Annual rainfall totals 57.2 inches spread over roughly 112 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.