Cost of Living in Rafael Hernández, PR

With a cost of living index of 62, Rafael Hernández, PR is one of the most affordable cities in the country. Living here is 38% cheaper than the national average and 8% below the Puerto Rico state average of 70. Rafael Hernández is a small community of 1,260 residents.

Housing costs are the biggest factor in Rafael Hernández's cost of living. The median monthly rent is $592 (55% below the US median of $1,319), and the median home value sits at $113,400 (63% below the national median of $304,900). At current prices, the median home costs roughly 5.3x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Rafael Hernández is $21,470, which is 71% lower than the national median of $75,149. Residents spend roughly 33% of household income on rent. This exceeds the recommended 30% threshold, meaning many renters here are cost-burdened. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Rafael Hernández. The area sees an average annual temperature of 76.1°F, with summers averaging 82°F and winters around 69°F. Annual rainfall totals 57.2 inches spread over roughly 112 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.