Cost of Living in Luquillo zona urbana, PR

With a cost of living index of 58, Luquillo zona urbana, PR is one of the most affordable cities in the country. Living here is 42% cheaper than the national average and 12% below the Puerto Rico state average of 70. Luquillo zona urbana is a smaller community of 7,461 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Luquillo zona urbana's cost of living. The median monthly rent is $433 (67% below the US median of $1,319), and the median home value sits at $123,300 (60% below the national median of $304,900). At current prices, the median home costs roughly 5.5x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Luquillo zona urbana is $22,414, which is 70% lower than the national median of $75,149. Residents spend roughly 23% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Luquillo zona urbana. The area sees an average annual temperature of 76.1°F, with summers averaging 82°F and winters around 69°F. Annual rainfall totals 57.2 inches spread over roughly 112 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.