Cost of Living in Stoystown, PA

With a cost of living index of 63, Stoystown, PA is one of the most affordable cities in the country. Living here is 37% cheaper than the national average and 20% below the Pennsylvania state average of 83. Stoystown is a small community of 365 residents.

Housing costs are the biggest factor in Stoystown's cost of living. The median monthly rent is $718 (46% below the US median of $1,319), and the median home value sits at $101,000 (67% below the national median of $304,900). At current prices, the median home costs roughly 1.7x the median household income — well within traditional affordability guidelines.

The median household income in Stoystown is $58,750, which is 22% lower than the national median of $75,149. Residents spend roughly 15% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Stoystown. The area sees an average annual temperature of 48.9°F, with summers averaging 68°F and winters around 29°F. Annual rainfall totals 41.3 inches spread over roughly 170 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.