Cost of Living in Stillwater, PA

With a cost of living index of 76, Stillwater, PA is a very affordable place to live. Living here is 24% cheaper than the national average and 7% below the Pennsylvania state average of 83. Stillwater is a small community of 184 residents.

Housing costs are the biggest factor in Stillwater's cost of living. The median monthly rent is $950 (28% below the US median of $1,319), and the median home value sits at $173,400 (43% below the national median of $304,900). At current prices, the median home costs roughly 2.1x the median household income — well within traditional affordability guidelines.

The median household income in Stillwater is $80,833, which is 8% higher than the national median of $75,149. Residents spend roughly 14% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Stillwater. The area sees an average annual temperature of 51.3°F, with summers averaging 72°F and winters around 30°F. Annual rainfall totals 43.5 inches spread over roughly 137 days.

Everyday prices in the Scranton--Wilkes-Barre, PA (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 5 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.