Cost of Living in Northumberland, PA

With a cost of living index of 76, Northumberland, PA is a very affordable place to live. Living here is 24% cheaper than the national average and 7% below the Pennsylvania state average of 83. Northumberland is a small community of 3,874 residents.

Housing costs are the biggest factor in Northumberland's cost of living. The median monthly rent is $986 (25% below the US median of $1,319), and the median home value sits at $158,200 (48% below the national median of $304,900). At current prices, the median home costs roughly 2.8x the median household income — well within traditional affordability guidelines.

The median household income in Northumberland is $57,162, which is 24% lower than the national median of $75,149. Residents spend roughly 21% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.