Cost of Living in Hummelstown, PA

With a cost of living index of 87, Hummelstown, PA is a very affordable place to live. Living here is 13% cheaper than the national average and 4% above the Pennsylvania state average of 83. Hummelstown is a small community of 4,526 residents.

Housing costs are the biggest factor in Hummelstown's cost of living. The median monthly rent is $1,116 (15% below the US median of $1,319), and the median home value sits at $240,200 (21% below the national median of $304,900). At current prices, the median home costs roughly 4.5x the median household income — a moderately affordable ratio by today's standards.

The median household income in Hummelstown is $53,148, which is 29% lower than the national median of $75,149. Residents spend roughly 25% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Everyday prices in the Harrisburg-Carlisle, PA (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 5 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.