Cost of Living in Hartstown, PA

With a cost of living index of 67, Hartstown, PA is one of the most affordable cities in the country. Living here is 33% cheaper than the national average and 16% below the Pennsylvania state average of 83. Hartstown is a small community of 203 residents.

Housing costs are the biggest factor in Hartstown's cost of living. The median monthly rent is $642 (51% below the US median of $1,319), and the median home value sits at $175,300 (43% below the national median of $304,900). At current prices, the median home costs roughly 5.5x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Hartstown is $31,677, which is 58% lower than the national median of $75,149. Residents spend roughly 24% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.