Cost of Living in Chinchilla, PA

With a cost of living index of 106, Chinchilla, PA is somewhat more expensive than average. Living here is 6% more expensive than the national average and 23% above the Pennsylvania state average of 83. Chinchilla is a small community of 2,322 residents.

Housing costs are the biggest factor in Chinchilla's cost of living. The median monthly rent is $1,768 (34% above the US median of $1,319), and the median home value sits at $241,800 (21% below the national median of $304,900). At current prices, the median home costs roughly 2.5x the median household income — well within traditional affordability guidelines.

The median household income in Chinchilla is $95,536, which is 27% higher than the national median of $75,149. Residents spend roughly 22% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Chinchilla. The area sees an average annual temperature of 51.3°F, with summers averaging 72°F and winters around 31°F. Annual rainfall totals 38.7 inches spread over roughly 139 days.

Everyday prices in the Scranton--Wilkes-Barre, PA (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 5 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.