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Cost of Living in Bay City, OR

Population: 2,022 | Oregon

99
Cost of Living Index
US Average = 100

Bay City is 1% less expensive than the national average.

87
Housing
111
Home Values
105
Regional Price

Cost of Living in Bay City, OR: What You Need to Know

With a cost of living index of 99, Bay City, OR is right around the national average in cost. Living here is 1% cheaper than the national average and 7% below the Oregon state average of 106. Bay City is a small community of 2,022 residents.

Housing costs are the biggest factor in Bay City's cost of living. The median monthly rent is $1,146 (13% below the US median of $1,319), and the median home value sits at $337,500 (11% above the national median of $304,900). At current prices, the median home costs roughly 4.2x the median household income — a moderately affordable ratio by today's standards.

The median household income in Bay City is $80,329, which is 7% higher than the national median of $75,149. Residents spend roughly 17% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Bay City. The area sees an average annual temperature of 52.9°F, with summers averaging 65°F and winters around 42°F. Annual rainfall totals 37.6 inches spread over roughly 158 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.

Income

Median Household Income
$80,329
vs US Median ($75,149)
+7%

Housing

Median Rent
$1,146/mo
Median Home Value
$337,500
Median Monthly Housing Cost
$1,220/mo

Climate in Bay City

NOAA 30-year normals (1991-2020)

52.9°F
Avg Temperature
37.6"
Rainfall / Year
158d
Rainy Days / Year
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
High °F 47 51 56 61 68 74 83 83 77 64 53 47
Avg °F 41 43 46 50 56 61 67 68 63 53 45 41
Low °F 35 35 37 40 44 48 52 52 48 42 38 34
Rain" 5.5 4.1 4.2 3.0 2.0 1.3 0.3 0.4 1.3 3.5 5.7 6.5

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