Bay City, OR vs Philomath, OR

Bay City is moderately more affordable than Philomath, with a 10.7% lower cost of living index. Bay City scores 99 compared to 111 for Philomath, where the US average is 100. This difference means residents of Philomath can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Bay City is $1,146/month compared to $1,415/month in Philomath — a 19% difference. Home values follow the same pattern: Bay City is more affordable at $337,500 median vs $375,600.

Median household income in Bay City is $80,329 compared to $83,373 in Philomath (-3.7%). Philomath does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Bay City spend roughly 17.1% of their income on rent, less than the 20.4% in Philomath.

Climate-wise, both cities share similar average temperatures (52.9°F vs 52.2°F). Philomath receives more rainfall at 41.5" per year compared to 37.6" in Bay City.