Cost of Living in Zeb, OK

With a cost of living index of 63, Zeb, OK is one of the most affordable cities in the country. Living here is 37% cheaper than the national average and 8% below the Oklahoma state average of 71. Zeb is a small community of 497 residents.

Housing costs are the biggest factor in Zeb's cost of living. The median monthly rent is $713 (46% below the US median of $1,319), and the median home value sits at $127,800 (58% below the national median of $304,900). At current prices, the median home costs roughly 2.2x the median household income — well within traditional affordability guidelines.

The median household income in Zeb is $59,063, which is 21% lower than the national median of $75,149. Residents spend roughly 14% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Zeb. The area sees an average annual temperature of 60.8°F, with summers averaging 80°F and winters around 41°F. Annual rainfall totals 43.2 inches spread over roughly 101 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.