Cost of Living in Whitesboro, OK

With a cost of living index of 55, Whitesboro, OK is one of the most affordable cities in the country. Living here is 45% cheaper than the national average and 16% below the Oklahoma state average of 71. Whitesboro is a small community of 182 residents.

Housing costs are the biggest factor in Whitesboro's cost of living. The median monthly rent is $579 (56% below the US median of $1,319), and the median home value sits at $74,200 (76% below the national median of $304,900). At current prices, the median home costs roughly 2.1x the median household income — well within traditional affordability guidelines.

The median household income in Whitesboro is $35,938, which is 52% lower than the national median of $75,149. Residents spend roughly 19% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Whitesboro. The area sees an average annual temperature of 62.4°F, with summers averaging 81°F and winters around 43°F. Annual rainfall totals 47.3 inches spread over roughly 99 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.