Cost of Living in Toppers, OK

With a cost of living index of 66, Toppers, OK is one of the most affordable cities in the country. Living here is 34% cheaper than the national average and 5% below the Oklahoma state average of 71. Toppers is a small community of 1,137 residents.

Housing costs are the biggest factor in Toppers's cost of living. The median monthly rent is $832 (37% below the US median of $1,319), and the median home value sits at $116,800 (62% below the national median of $304,900). At current prices, the median home costs roughly 2.3x the median household income — well within traditional affordability guidelines.

The median household income in Toppers is $51,875, which is 31% lower than the national median of $75,149. Residents spend roughly 19% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Toppers. The area sees an average annual temperature of 60.8°F, with summers averaging 80°F and winters around 41°F. Annual rainfall totals 43.2 inches spread over roughly 101 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the Tulsa, OK (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.