Cost of Living in Stilwell, OK

With a cost of living index of 58, Stilwell, OK is one of the most affordable cities in the country. Living here is 42% cheaper than the national average and 14% below the Oklahoma state average of 71. Stilwell is a small community of 3,740 residents.

Housing costs are the biggest factor in Stilwell's cost of living. The median monthly rent is $594 (55% below the US median of $1,319), and the median home value sits at $99,800 (67% below the national median of $304,900). At current prices, the median home costs roughly 3x the median household income — well within traditional affordability guidelines.

The median household income in Stilwell is $32,738, which is 56% lower than the national median of $75,149. Residents spend roughly 22% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Stilwell. The area sees an average annual temperature of 57.4°F, with summers averaging 76°F and winters around 39°F. Annual rainfall totals 47 inches spread over roughly 113 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.