Cost of Living in Holdenville, OK

With a cost of living index of 56, Holdenville, OK is one of the most affordable cities in the country. Living here is 44% cheaper than the national average and 15% below the Oklahoma state average of 71. Holdenville is a smaller community of 5,916 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Holdenville's cost of living. The median monthly rent is $599 (55% below the US median of $1,319), and the median home value sits at $76,900 (75% below the national median of $304,900). At current prices, the median home costs roughly 1.9x the median household income — well within traditional affordability guidelines.

The median household income in Holdenville is $41,413, which is 45% lower than the national median of $75,149. Residents spend roughly 17% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.