Cost of Living in Eufaula, OK

With a cost of living index of 70, Eufaula, OK is one of the most affordable cities in the country. Living here is 30% cheaper than the national average and in line with the Oklahoma state average. Eufaula is a small community of 2,783 residents.

Housing costs are the biggest factor in Eufaula's cost of living. The median monthly rent is $773 (41% below the US median of $1,319), and the median home value sits at $180,300 (41% below the national median of $304,900). At current prices, the median home costs roughly 4.7x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Eufaula is $38,594, which is 49% lower than the national median of $75,149. Residents spend roughly 24% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.