Cost of Living in Adair, OK

With a cost of living index of 75, Adair, OK is a very affordable place to live. Living here is 25% cheaper than the national average and 4% above the Oklahoma state average of 71. Adair is a small community of 661 residents.

Housing costs are the biggest factor in Adair's cost of living. The median monthly rent is $978 (26% below the US median of $1,319), and the median home value sits at $175,000 (43% below the national median of $304,900). At current prices, the median home costs roughly 2.7x the median household income — well within traditional affordability guidelines.

The median household income in Adair is $63,750, which is 15% lower than the national median of $75,149. Residents spend roughly 18% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.