Home / Montana / Swan Lake

Cost of Living in Swan Lake, MT

Population: 226 | Montana

113
Cost of Living Index
US Average = 100

Swan Lake is 13% more expensive than the national average.

100
Housing
162
Home Values
93
Regional Price

Cost of Living in Swan Lake, MT: What You Need to Know

With a cost of living index of 113, Swan Lake, MT is somewhat more expensive than average. Living here is 13% more expensive than the national average and 25% above the Montana state average of 89. Swan Lake is a small community of 226 residents.

The median household income in Swan Lake is $78,125, which is 4% higher than the national median of $75,149.

Climate is another factor for anyone considering a move to Swan Lake. The area sees an average annual temperature of 39.5°F, with summers averaging 57°F and winters around 23°F. Annual rainfall totals 26.1 inches spread over roughly 151 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.

Income

Median Household Income
$78,125
vs US Median ($75,149)
+4%

Housing

Median Home Value
$492,900
Median Monthly Housing Cost
$713/mo

Climate in Swan Lake

NOAA 30-year normals (1991-2020)

39.5°F
Avg Temperature
26.1"
Rainfall / Year
151d
Rainy Days / Year
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
High °F 32 31 38 46 56 63 73 73 63 49 37 31
Avg °F 23 23 29 37 46 52 60 59 51 40 31 24
Low °F 15 15 20 28 35 42 46 45 39 32 25 17
Rain" 2.1 2.1 2.5 2.5 2.8 3.1 1.2 1.3 1.6 2.2 2.7 2.1

Compare Swan Lake With