Muddy, MT vs Swan Lake, MT

The cost of living difference between Muddy, MT and Swan Lake, MT is dramatic. Muddy is 51.6% cheaper than Swan Lake, a gap that translates to thousands of dollars per year in household expenses. Muddy has a cost index of 55 while Swan Lake sits at 113, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

When it comes to buying, median home values in Muddy are $120,200 compared to $492,900 in Swan Lake, a 76% gap.

Median household income in Muddy is $48,409 compared to $78,125 in Swan Lake (-38%). The higher salaries in Swan Lake partially offset the cost difference, but don't fully close the gap.

Climate-wise, Muddy is notably warmer with an average of 45.4°F compared to 39.5°F in Swan Lake. Swan Lake receives more rainfall at 26.1" per year compared to 14.9" in Muddy.