Cost of Living in Plummer, MN

With a cost of living index of 72, Plummer, MN is one of the most affordable cities in the country. Living here is 28% cheaper than the national average and 10% below the Minnesota state average of 82. Plummer is a small community of 379 residents.

Housing costs are the biggest factor in Plummer's cost of living. The median monthly rent is $859 (35% below the US median of $1,319), and the median home value sits at $156,300 (49% below the national median of $304,900). At current prices, the median home costs roughly 1.7x the median household income — well within traditional affordability guidelines.

The median household income in Plummer is $91,500, which is 22% higher than the national median of $75,149. Residents spend roughly 11% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Plummer. The area sees an average annual temperature of 37.7°F, with summers averaging 63°F and winters around 8°F. Annual rainfall totals 24.3 inches spread over roughly 117 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.