Cottonwood, MN vs Plummer, MN

Plummer is moderately more affordable than Cottonwood, with a 5% lower cost of living index. Cottonwood scores 76 compared to 72 for Plummer, where the US average is 100. This difference means residents of Cottonwood can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Cottonwood is $914/month compared to $859/month in Plummer — a 6% difference. Home values follow the same pattern: Plummer is more affordable at $156,300 median vs $180,200.

Median household income in Cottonwood is $90,750 compared to $91,500 in Plummer (-0.8%). Plummer offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Cottonwood spend roughly 12.1% of their income on rent, more than the 11.3% in Plummer.