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Cost of Living in Harding, MN

Population: 138 | Minnesota

87
Cost of Living Index
US Average = 100

Harding is 13% less expensive than the national average.

100
Housing
52
Home Values
96
Regional Price

Cost of Living in Harding, MN: What You Need to Know

With a cost of living index of 87, Harding, MN is a very affordable place to live. Living here is 13% cheaper than the national average and 4% above the Minnesota state average of 82. Harding is a small community of 138 residents.

The median household income in Harding is $70,000, which is 7% lower than the national median of $75,149. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Harding. The area sees an average annual temperature of 42.2°F, with summers averaging 67°F and winters around 14°F. Annual rainfall totals 24.5 inches spread over roughly 100 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.

Income

Median Household Income
$70,000
vs US Median ($75,149)
-7%

Housing

Median Home Value
$159,700
Median Monthly Housing Cost
$993/mo

Climate in Harding

NOAA 30-year normals (1991-2020)

42.2°F
Avg Temperature
24.5"
Rainfall / Year
100d
Rainy Days / Year
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
High °F 21 27 40 55 68 77 82 79 71 56 40 26
Avg °F 11 16 29 43 55 65 70 67 59 45 31 17
Low °F -0 4 18 31 43 53 58 55 47 35 22 8
Rain" 0.5 0.4 1.0 1.6 3.3 4.0 4.4 3.1 2.6 2.4 0.9 0.6

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