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Harding, MN vs Upsala, MN

87
Harding
Minnesota
VS
+33.4%
65
Upsala
Minnesota

The cost of living difference between Harding, MN and Upsala, MN is dramatic. Upsala is 33.4% cheaper than Harding, a gap that translates to thousands of dollars per year in household expenses. Harding has a cost index of 87 while Upsala sits at 65, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

When it comes to buying, median home values in Harding are $159,700 compared to $143,400 in Upsala, a 11% gap.

Median household income in Harding is $70,000 compared to $61,250 in Upsala (+14.3%). Harding does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget.

Climate-wise, both cities share similar average temperatures (42.2°F vs 42.9°F). Upsala receives more rainfall at 28.5" per year compared to 24.5" in Harding.

Income & Cost

Cost of Living Index
Harding
87
Upsala
65
25% cheaper
Median Household Income
Harding
$70,000
13% higher
Upsala
$61,250

Housing

Median Rent
Harding
Upsala
$725
Median Home Value
Harding
$159,700
Upsala
$143,400
10% cheaper
Population
Harding
138
Upsala
394

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Harding
Upsala $2.97
US $3.07
🥚
Eggs (grade A, large)
Harding
Upsala $2.43
US $2.50
🥛
Milk (whole)
Harding
Upsala $3.91
US $4.03
🍞
Bread (white)
Harding
Upsala $1.79
US $1.85
🍗
Chicken breast
Harding
Upsala $4.02
US $4.14
Electricity
Harding
Upsala $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Harding 42.2°F
Upsala 42.9°F
Summer High
Harding 82°F
Upsala 82°F
Winter Low
Harding -0°F
Upsala 3°F
Rainfall
Harding 24.5"
Upsala 28.5"
Rainy Days
Harding 100d
Upsala 111d