Cost of Living in Breezy Point, MN

With a cost of living index of 92, Breezy Point, MN is slightly more affordable than average. Living here is 8% cheaper than the national average and 10% above the Minnesota state average of 82. Breezy Point is a small community of 2,647 residents.

Housing costs are the biggest factor in Breezy Point's cost of living. The median monthly rent is $1,117 (15% below the US median of $1,319), and the median home value sits at $301,000 (1% below the national median of $304,900). At current prices, the median home costs roughly 3.5x the median household income — a moderately affordable ratio by today's standards.

The median household income in Breezy Point is $85,913, which is 14% higher than the national median of $75,149. Residents spend roughly 16% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.