Breezy Point, MN vs St. Joseph, MN

St. Joseph is moderately more affordable than Breezy Point, with a 7.8% lower cost of living index. Breezy Point scores 92 compared to 86 for St. Joseph, where the US average is 100. This difference means residents of Breezy Point can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Breezy Point is $1,117/month compared to $1,139/month in St. Joseph — a 2% difference. Interestingly, home values tell a different story: while Breezy Point has cheaper rent, St. Joseph actually has lower median home values ($240,300 vs $301,000).

Median household income in Breezy Point is $85,913 compared to $75,217 in St. Joseph (+14.2%). While Breezy Point is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Breezy Point spend roughly 15.6% of their income on rent, less than the 18.2% in St. Joseph.