Cost of Living in Rowley, MA

With a cost of living index of 122, Rowley, MA is a notably expensive place to live. Living here is 22% more expensive than the national average and 7% below the Massachusetts state average of 129. Rowley is a small community of 1,576 residents.

Housing costs are the biggest factor in Rowley's cost of living. The median monthly rent is $1,100 (17% below the US median of $1,319), and the median home value sits at $615,500 (102% above the national median of $304,900). At current prices, the median home costs roughly 5.8x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Rowley is $106,250, which is 41% higher than the national median of $75,149. Residents spend roughly 12% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. While incomes are above average, they more than offset the higher cost of living.

Climate is another factor for anyone considering a move to Rowley. The area sees an average annual temperature of 49.9°F, with summers averaging 70°F and winters around 30°F. Annual rainfall totals 44.9 inches spread over roughly 138 days.

Everyday prices in the Boston-Cambridge-Newton, MA-NH (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 6 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.